STOP USING YOUR DEBIT CARD! USE THIS INSTEAD… | Accountants in Essex

I can’t believe you’re still using your debit card!😲 Especially when buying anything over £100, like hotels, flights, or festival tickets. This is because your debit card doesn't always offer you protection on the things you buy… Which is why I always use my credit card for larger purchases!💳

If you buy any goods or services between £100 and £30,000, you’re covered under Section 75 of the Consumer Credit Act. Which means your credit card provider is jointly liable with the retailer if anything goes wrong!🤝

So if the company you buy from lets you down, doesn’t honour your contract, or even goes bust, you can make a claim against your credit card provider to get your money back. This is why having a credit card in the UK is essential for money management, financial security, and building your credit score.

🏦 Are you already using a credit card for big purchases? Let me know below!💸

Need Financial Advice? If you’re in Essex and need guidance on credit cards, financial planning, or personal finance, feel free to contact me directly. As an Essex-based accountant, I help individuals and businesses across the UK make smarter money decisions!