Start doing this every month & you'll 100% be better with money💸| Accountants In Essex

Creating good money habits can be the difference between living paycheck to paycheck with no idea where your money’s going… OR having complete control over your finances and finding yourself with more money left over each month. 💰

Start doing this at the start of every month, and trust me—you’ll notice a huge difference straight away. That is the power of BUDGETING! 📈

First, open an Excel or Google spreadsheet. Next, list out all of your income sources for the month, whether it’s from your salary, side hustle, freelance work, or business earnings.

Now, write down every single fixed expense—things like rent, bills, mobile phone, tax savings, gym, petrol, subscriptions, etc. Total your income and fixed expenses, then subtract the two.

Next, list any one-off expenses you can expect for the month—things like MOT, birthdays, holidays, or car repairs. This helps you prepare for upcoming costs so they don’t take you by surprise!

After this, you’ll be left with your remaining funds for the month. 👀

From here, prioritise saving as much as you can, while still leaving yourself enough for enjoying life—whether that’s shopping, concerts, travel, restaurants, or nights out.

By budgeting each month, you’ll always know where your money’s going, spot where you can cut costs, and feel in complete control of your personal finances.

💸 Budgeting is a MUST in 2024 for building a strong connection with your finances and achieving financial freedom! 🤝

Do you budget? Let me know in the comments!

Need Help Managing Your Money? | Accountants In Essex

If you’re in Essex and need expert guidance on budgeting, saving, tax planning, or financial management, I can help! As an Essex-based accountant, I work with individuals and businesses across the UK to make smarter financial decisions. Get in touch today! Accountants in essex, accountants london, accountants in london, accountants in chelmsford essex, accountants near me